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Business Cash Advance

A business cash advance (BCA) provides quick working capital with a simple application process and limited documentation. Funds can be approved and deposited as soon as the same day. Advance amounts range from $2,000 to $2,000,000.

 

Approval and terms are based on business revenue, time in operation, creditworthiness, and industry type.

Merchant Cash Advance
Stellar Advance Group

Business Credit Line

A revolving credit line that gives small business owners access to funds when needed, with the freedom to draw and repay multiple times. Borrow only what you use, and pay interest only on the drawn amount.

Ideal for businesses earning $20,000+ monthly and maintaining a 600+ FICO score, offering flexible terms and competitive rates.

Credit Health

Strong credit opens the door to better loan terms, insurance rates, and leasing opportunities for business owners and individuals. Our team helps improve your credit by addressing and removing inaccurate or negative entries from your report.

With visible progress in as little as 3 months, better credit means lower costs and more financial flexibility. Even a 20-point increase can lead to major savings over the life of a business loan.

Stellar Advance Group
Stellar Advance Group

Property Financing

Loan terms are influenced by factors such as collateral, loan duration, credit profile, and the loan-to-value ratio. For buyers or owners of commercial real estate, property income and existing debt also play a role in approval and rate structure.

Rental income is the most common form of property revenue. When a building houses both a business and tenants, it is classified as a mixed-use property.

Fixed-Term Loan

Term loans offer competitive interest rates from 7.9% to 24.99% for businesses with solid credit and stable financials. Rates depend on factors like your credit, business type, funding purpose, and overall financial performance.

This type of funding involves a detailed review process and typically requires 2 to 3 weeks for approval and funding to be completed.

Stellar Advance Group
Stellar Advance Group

Assest Financing

Financing your machinery is a quick and efficient way to cover up to 100% of its cost. Use our tax tools to estimate your first-year depreciation, savings, and potential deductions.

Loan rates are influenced by your credit, repayment ability, and the equipment’s age, condition, and resale value in the current market.

Invoice Financing

You've completed the work, but your payment is still pending. Invoice financing lets you access funds upfront instead of waiting on customer payments.

Rates are determined by your client’s credit strength and the number of days remaining before the invoice is due.

Stellar Advance Group
Stellar Advance Group

Order Financing

Purchase order financing allows you to access funds from a third party to fulfill large customer orders. Rates depend on your credit, the value of the order, and how long the funding is needed.

Funds can only be used to complete the specific order, and since this is not a loan, no debt is added. It’s ideal for growing businesses that need support for one-off deals or expanding sales volume.

Payment Solutions

Today’s customers expect fast, secure payments with every swipe or tap. Our system lets you accept credit and debit card payments using advanced, wireless, and web-based terminals—at some of the most competitive rates available.

With full support and training for setup and upgrades, businesses of any size—from startups to large enterprises—can transition smoothly with no service disruption.

Stellar Advance Group
Stellar Advance Group

Workforce Management

Easily preview payroll details before processing to avoid unexpected costs. Run payroll securely from any device, saving time and cutting expenses through mobile-friendly access.

Our trusted, A.A.-rated outsourcing covers payroll, HR support, and benefits—freeing your team to focus on strategic work only they can do.

SBA Financing

SBA 7(a) loans provide small businesses with long-term funding at low rates, backed by the Small Business Administration. Borrow up to $5 million with terms of 10 years for equipment and 25 years for real estate.

Qualification depends on your credit history, time in business, and overall financial performance.

Stellar Advance Group
Stellar Advance Group

Bookkeeping Services

We provide full-service bookkeeping support, helping manage monthly records and generate clear financial statements like profit and loss reports and balance sheets.

Flexible package options are available to align with your business goals and reporting needs.

Business Consulting

Customized advisory services designed to strengthen financial stability, improve operations, and support sustainable growth. We assist with strategic planning, expense control, competitive analysis, and long-term positioning to help businesses scale and succeed.

Stellar Advance Group

Ready to Grow Your Business?

Connect with our financial experts to explore the best funding options for your business today.

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