Fixed Term Loan from Stellar Advance Group

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Fixed-Term Loan

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Fixed-Term Loan

A structured loan repaid over time with fixed payment terms

A term loan provides capital to expand operations, such as upgrading facilities or purchasing stock. You receive funds in one lump sum and make consistent payments over a predetermined schedule until the loan is fully repaid.

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Structured long-term funding designed to support sustainable expansion

01. How funding works

Businesses with established credit can qualify for extended-term loans at competitive rates
Repayment is made in equal monthly installments over the loan term
Interest rates typically fall between 7.9% and 24.99% depending on risk factors
Terms range from one to five years based on loan size and qualifications

02. Rates are based on

Type of industry your business operates in
Purpose for which the funds are being used
Personal and business credit history
Profit margins and general financial condition of the company

03. Ask Yourself

Do you already have an active long-term business loan?
Have you completed repayment on any previous term loans?
How do you plan to use the funds from this term loan?

04. Required Documents

6 months of the most recent business bank statements
Last 2 years of business tax returns plus 1 year of personal tax return
A complete list of current business debts and monthly payments
Personal financial statement from the last 60 days (include balance sheet and P&L if applying for over $800,000)

05. Good to Know

Securing a term loan usually takes 2-3 weeks, as it involves a more detailed review process
Term loans come with the most favorable interest rates we offer
If you’re not approved, we’ll explain why and guide you with steps to improve your chances next time

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Success Stories

Discover how businesses have achieved remarkable growth and financial stability with the support of Stellar Advance Group.

Stellar Advance Group has been instrumental in helping us secure the funding needed to expand our operations. Their dedication to our success is truly commendable.

Emily Robertson

Ready to Grow Your Business?

Connect with our financial experts to explore the best funding options for your business today.

Stellar
Advance

Fixed-Term Loan

A structured loan repaid over time with fixed payment terms

Structured long-term funding designed to support sustainable expansion

01.

How funding works

02.

Rates are based on

03.

Ask Yourself

04.

Required Documents

05.

Good to Know

Success Stories

Emily Robertson

Ready to Grow Your Business?

Custom Small Business Solutions

Stellar Advance Services

Stellar Advance