Stellar
Advance

Our real estate financing professionals will walk you through every step of the loan process and get you the most favorable terms for your commercial mortgage needs.
 

Our mortgage experts and commercial underwriters will identify the right solution for your small business needs. Options include:
 

• Fixed rate loans — the most common financing solution to take on real estate. These mortgages have a fixed interest rate and payment for the full life of the loan.
   

• Construction loans — provides the capital necessary to cover construction costs for a real estate project.
   

• Bridge loans — a higher interest rate, short-term loan that serves  as a source of capital until a person or company secures permanent funding.
   

• Mezzanine loans — a high return option that helps a business increase its cash flow   and show a higher bottom-line profit.
   

• Land loans — used to finance the purchase of a plot of land or vacant lot.
   

• Agency loans — loans issued by Fannie Mae, Freddie Mac, or Ginnie Mae (the three government-backed agencies that guarantee mortgages).
   

• Preferred equity — alternative financing option that represents an unsecured ownership interest in the company.
   

• Commercial mortgage-backed securities (CMBS) — fixed-income investments backed by mortgages on commercial properties rather than residential real estate.