Stellar Advance Group – Merchant Cash Advance Loan Provider

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Merchant Cash Advance

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Merchant Cash Advance

Faster than traditional loans with no complex applications or strict credit checks.

A business cash advance (BCA) offers unsecured funding to small businesses based on future card sales, giving owners a practical option beyond bank loans. BCA delivers fast access to working capital, enabling businesses to unlock tomorrow’s revenue for immediate use.

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Fast unsecured funding available when your business needs it

01. How funding works

Factor rates range from 15%–49%; advances are fixed-cost, not interest-based
Repayment options include Daily, Weekly, Bi-Weekly, or Monthly schedules
Payback terms are flexible, from 30 days up to 24 months total
Payments are collected via ACH debit or through credit card split
Funding can be released as fast as one business day after approval
Available advance amounts range from $2,000 to $2,000,000 total

02. Rates are based on

Monthly revenue trends
Business operating history
Personal and business credit
General financial strength
Business type or sector

03. Required Documents

One-page merchant application form
Last 3–6 months of bank statements
Government-issued ID
Voided business check
Additional items may include proof of ownership, tax returns, financials, or receivables

04. Ask Yourself

Do you currently owe any business debt? If yes, how much and who are the lenders?
What is your intended use for the funds?
What’s your ideal timeline for funding?

05. Good to Know

Even with poor credit, limited history, or a startup less than a year old, BCAs can still offer you viable funding solutions
We help consolidate BCA balances to simplify your repayment terms and boost working capital
Enjoy simple processing, limited documentation, and potential access to funds within 24 hours
Once halfway repaid, you may qualify for a renewal or additional working capital
Ideal for companies earning $10,000 monthly and operating for at least six months

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Success Stories

Discover how businesses have achieved remarkable growth and financial stability with the support of Stellar Advance Group.

Stellar Advance Group has been instrumental in helping us secure the funding needed to expand our operations. Their dedication to our success is truly commendable.

Emily Robertson

Ready to Grow Your Business?

Connect with our financial experts to explore the best funding options for your business today.

Stellar
Advance

Merchant Cash Advance

Faster than traditional loans with no complex applications or strict credit checks.

Fast unsecured funding available when your business needs it

01.

How funding works

02.

Rates are based on

03.

Required Documents

04.

Ask Yourself

05.

Good to Know

Success Stories

Emily Robertson

Ready to Grow Your Business?

Custom Small Business Solutions

Stellar Advance Services

Stellar Advance